We’re Banking on Local Food.
Maine Harvest Federal Credit Union is the only fully-regulated financial institution focused on growing a healthy, local food system through government-guaranteed deposits. Our mission is to provide financing for Maine’s small farms and food producers with deposits from people and institutions that share our values. As a specialized credit union, we offer only business loans, regular share savings accounts, and regular CDs. We’re here to complement, not replace your day-to-day banking relationship, so if you are looking for day-to-day banking options like checking accounts and consumer loans, we’d love to refer you to another member of the Maine credit union family.
Deposit Accounts & Rates
When you open a Savings or CD account with Maine Harvest, your Federally-insured deposits will fund much-needed loans to Maine farmers and food producers.
If you’re a small farmer or food producer, you know how hard it can be to access business-building capital. Maine Harvest FCU is on a mission to change that.
Become a Member
Become a Member
Like all credit unions, Maine Harvest FCU is a financial cooperative governed by its members. To open an account or get a loan with us, you must first be a member of one of the two organizations we were founded to serve, the Maine Organic Farmers and Gardeners Association (MOFGA) or Maine Farmland Trust. But don’t worry – joining is easy! To learn how (or just learn more), visit their membership pages below. Already a member of MOFGA or MFT? You can open a deposit account as soon as we’re open!
Founded in 1971, MOFGA is the oldest and largest organic trade association in the country. MOFGA offers programs for organic certification, farmer training, and education, and is the organization behind the annual Common Ground Fair, which brings 65,000 individuals to Unity, Maine in the third weekend of September.
Founded in 1999, Maine Farmland Trust is Maine’s largest state-base land trust. MFT is focused on small farm preservation, with programs in farm protection, farm viability, and public outreach. To date, the trust has protected over 60,000 acres of Maine farmland.
Start with a Savings Account
Every Maine Harvest FCU membership (lending or deposit) begins by opening a savings account with us. And when you open that account, you’ll be doing more than saving money for your future — you’ll be chipping in to help Maine’s small farmers and food producers build better futures for themselves and a stronger local food economy for our state.