Maine Harvest Federal Credit Union Privacy Notice

Maine Harvest FCU, your member owned financial institution, is committed to provide you with financial
products and services to meet your financial goals. We are equally committed to protecting our members’
privacy. You can be confident that your financial privacy is a priority of this credit union. We are required
by federal law to give you this notice. It describes our policies and practices that protect your privacy and
enable us to share information to make available competitive financial products and services. If you have
any questions after reading it, please contact us at info@maineharvestfcu.coop.
Information We Collect And Disclose About You
We collect nonpublic personal information about you from the following sources:
• Information we receive from you on membership and loan applications and other forms:
• Information about your transactions with us, our affiliates, or others;
• Information we receive from a consumer reporting agency;
• Information obtained when verifying the information you provide on an application or
other forms, such as from your current or past employers or from other institutions where
you conduct financial transactions.
We may also disclose all the information we collect to companies that perform marketing or other service
on our behalf or to other financial institutions with whom we have joint marketing agreements. Our
commitment to provide you with competitive products and services may require that we share information
about you.
To protect our members’ privacy, we only work with companies that agree to maintain strong
confidentiality protections and limit the use of information we provide. We do not allow these companies
to sell member information we provide to other third parties.
We may also disclose information about you under other circumstances as permitted or required by law.
These disclosures include information to follow your instructions as you authorize, to conduct the
operations of the credit union, or to protect the security of our financial records.
Disclosure of Information About Former Members
If you terminate your membership with Maine Harvest FCU, we will not share information we have
collected about you, except as permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information about you to those employees who have a specific
business purpose in utilizing your data. Our employees are trained in the importance of maintaining
confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that
comply with federal regulations and leading industry practices to safeguard your nonpublic personal
information.
What Members Can Do To Help
Maine Harvest FCU is committed to protecting the privacy of its members. Members can help by following
these simple guidelines:
• Use caution when disclosing your account numbers, social security numbers, etc., to other
persons. If someone calls you, claiming the call is on behalf of the credit union and asks you for
your account number, you should beware. Official credit union staff will have access to your
information and will not need to ask for it.
• Keep your information with us current. It is important that we have current information on how to
reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will
attempt to contact you immediately. If your address or phone number changes, please let us
know.
Let us know if you have questions. Please do not hesitate to call us – we are here to serve you!
Approved and adopted by the Board of Directors: For Adoption in September, 2019

Signature: Scott Budde
Email: scott.j.budde@gmail.com